OnWase Capital is a licensed private credit company specializing in short-term, business-purpose real estate loans across California and other major U.S. markets. We acquire whole notes and fractional interests in loans originated by trusted partners.

We work with qualified originators, lenders, and brokers to deliver fast, flexible, and reliable funding. As a relationship-driven organization, we’re committed to building long-term partnerships grounded in excellence, integrity, and performance.

Active Buyer

We deploy capital decisively and consistently.

Clear Criteria

Straightforward parameters on amount, LTV, lien position, term, and rate.

Fast Response

Commitments typically issued within 24 hours.

Partner Integrity

We operate solely through approved partners, not directly with borrowers.